If you have eczema, also known as atopic dermatitis, managing the costs can be challenging. Here are some tips to help you plan and manage these expenses effectively. First, expect to have regular checkups with a dermatologist, which can cost around $121 annually in deductibles and copays. If you experience severe flare-ups that require emergency room visits, this could add another $683 to your out-of-pocket costs. Most health insurance plans, including Medicare Part B, cover dermatologist visits and treatments deemed medically necessary. However, cosmetic treatments may not be covered, so always check with your doctor and insurer beforehand. Daily moisturizing is essential for managing eczema. While over-the-counter moisturizers can cost between $6 to $25 each time, you might spend a few hundred dollars annually. Look for products with the National Eczema Association’s Seal of Acceptance. Prescription medications are often necessary. Corticosteroid creams, anti-inflammatory medications like Elidel and Protopic, and antibiotic creams for infections are common. Costs vary, but you can find discounts and assistance programs to help. For severe cases, oral corticosteroids or newer medications like Dupilumab (Dupixent) may be prescribed, with copays ranging from $60 to $125. Phototherapy is another option for those who don't respond to other treatments, and it is usually covered by insurance. To manage costs, compare prices at different pharmacies, use discount coupons, and check for medication assistance programs. If you need help with medical expenses, look for free or low-cost clinics in your area or apply for reduced-price care at Hill-Burton facilities. The Patient Advocate Foundation also offers resources for the uninsured or underinsured. By researching and planning, you can focus on managing your symptoms without being overwhelmed by costs.